"Ken was able to help me out in a time of financial stress. I was having a hard time paying my bills especially a high interest rate 2nd mortgage. He was not only able to reduce my payment but actually settled out the lien for a very small amount. With this agreed settlement the second lien was removed from title and I no longer have to deal with the payment."
"Once the settlement was done on the 2nd mortgage Ken didn't stop there and negotiated with the the 1st mortgage to modify my current $1666 interest only payment to a new payment of $864 a month principal and interest. Obviously the financial benefit here long term got me in a position where I will never have an issue making payments in the future and I can not thank him and his team enough."
– Keith (Nevada)
Getting Started
Depending on if you are looking to get your current mortgages negotiated or if you would like us to facilitate a short sale on your behalf please fill out the desired Packet below.
For Package Submissions:
Homeowners wanting to retain the property please submit the full Negotiation Package to: clientnegotiations@millenniumfin.com
All homeowners and agents please submit complete Short Sale Packages to: shortsales@mcgnv.com
Please note: These packets are in a PDF format. If you need software to open and read PDFs you can download Adobe Acrobat Reader here for free.
The Negotiation Packet
The Negotiation Packet includes all the required items banks are requiring in order to get the file assigned to a negotiator. When these items are all included in the submission to the bank it will help expedite our requests and avoid numerous delays. Please make sure you fill out the paperwork as thoroughly as possible. If you have questions, someone in our office will be able to help assist filling it out and explain things that may be unclear. Below is our Negotiation Packet.
Short Sale Packet
When the homeowner feels that getting out of a home that has turned into more of a liability and they just want to get rid of the property they have the option to do a short sale. We will facilitate the short sale with your bank(s). In order to do this we will need this short sale packet filled out and returned with the required documents. All banks will require these items to be reviewed in order to approve the short sale. Below is our Short Sale Packet.